Finalità, soggetti ed interventi ammessi
Con decreto interministeriale 4 novembre 2016 sono stati disciplinati i limiti, i criteri, le modalità e le procedure per:
- la concessione alle imprese beneficiarie di garanzie dirette e controgaranzie a valere sulla Sezione del Fondo di garanzia
- la concessione e l’erogazione alle imprese beneficiarie di finanziamenti agevolati a tasso zero a valere sulla Sezione del Fondo crescita
I soggetti beneficiari delle agevolazioni sono rappresentati da:
- imprese che sono state sequestrate o confiscate alla criminalità organizzata
- imprese che hanno acquistato o affittato imprese sequestrate o confiscate o loro rami di azienda
- cooperative sociali assegnatarie di beni immobili confiscati
- cooperative di lavoratori dipendenti dell’impresa confiscata affittuarie di beni aziendali confiscati
Gli interventi sono finalizzati a sostenere le imprese beneficiarie a fronte di programmi di sviluppo di durata biennale relativi a una o più delle seguenti attività:
- investimenti produttivi
- investimenti per la tutela della salute e della sicurezza sul lavoro
- interventi di ristrutturazione e riorganizzazione aziendale
- tutela e incremento dei livelli occupazionali ed emersione del lavoro irregolare
- fabbisogno finanziario aggiuntivo, determinato da un insufficiente accesso al credito bancario o dalla sua contrazione
L’agevolazione consiste in un finanziamento a tasso zero di importo non inferiore a euro 50.000 e non superiore a euro 700.000, per una copertura fino al totale dell’ammontare del programma di sviluppo presentato. La durata deve essere non inferiore a tre anni e non superiore a dieci anni, comprensivi di un periodo di preammortamento massimo di due anni.
Sono stati stanziati 3 milioni di euro annui, per tre anni, destinati alle agevolazioni in forma di garanzia e 7 milioni di euro annui, sempre per tre anni, sono destinati alle agevolazioni sotto forma di finanziamento agevolato.
Una quota pari al dieci per cento delle risorse annualmente disponibili nella Sezione del Fondo crescita è riservata, per un periodo di dodici mesi dalla data di avvio della presentazione delle domande, alle domande di finanziamento agevolato presentate da imprese beneficiarie che, alternativamente o congiuntamente:
- a) prevedono nel biennio successivo alla erogazione del finanziamento agevolato la realizzazione di investimenti produttivi o di investimenti per la tutela della salute e della sicurezza sul lavoro;
- b) sono in possesso del rating di legalità
Le domande di finanziamento possono essere presentate a partire dall’11 aprile 2017, secondo le modalità indicate dal decreto direttoriale 30 dicembre 2016
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