Bandi e opportunità Finanziarie

Selfiemployment – Nuova misura di sostegno dell’imprenditoria giovanile

Finanziamenti senza interessi e senza garanzia per un ammontare dai 5mila ai 50mila euro ai giovani disoccupati iscritti al programma garanzia giovani ( dai 18 ai 29 anni).

Beneficiari

Giovani entro i 29 anni iscritti al programma “Garanzia Giovani

La domanda può essere presentata come:

  • Imprese individuali, società di persone, società cooperative composte massimo da 9 soci. Sono ammesse le società:
  • costituite da non più di 12 mesi rispetto alla data di presentazione della domanda, purché inattive
  • non ancora costituite, a condizione che vengano costituite entro 60 giorni dall’eventuale ammissione alle agevolazioni

 

  • Associazioni professionali e società tra professionisti costituite da non più di 12 mesi rispetto alla data di presentazione della domanda, purché inattive

Per le cooperative e le società il limite massimo è di 9 persone (in tal caso l’importo massimo del finanziamento ammonterebbe a 450.000,00 euro).

 

Attività finanziabili

Sono ammissibili le iniziative riferibili a tutti i settori della produzione di beni, fornitura di servizi e commercio, anche in forma di franchising, quali ad esempio:

  • turismo (alloggio, ristorazione, servizi) e servizi culturali e ricreativi;
  • servizi alla persona;
  • servizi per l’ambiente;
  • servizi ICT (servizi multimediali, informazione e comunicazione);
  • risparmio energetico ed energie rinnovabili;
  • servizi alle imprese;
  • manifatturiere e artigiane;
  • imprese operanti nel settore della trasformazione e commercializzazione di prodotti agricoli, ad commercio al dettaglio e all’ingrosso.

 

Spese finanziabili

Le spese di investimento, regolarmente documentate, possono riferirsi alle seguenti voci:

  1. a) attrezzature, macchinari, impianti e allacciamenti;
  2. b) beni immateriali ad utilità pluriennale, ad eccezione di brevetti licenze e marchi ivi comprese fee di ingresso per le iniziative in franchising;
  3. c) ristrutturazione di immobili entro il limite massimo del dieci per cento del valore degli investimenti ammessi.

Saranno considerate ammissibili al finanziamento dell’iniziativa le spese per l’avvio dell’attività, strettamente funzionali all’esercizio dell’iniziativa ammessa, concernenti le seguenti voci:

  • materie prime, materiale di consumo, semilavorati e prodotti finiti, nonché altri costi inerenti al processo produttivo;
  • utenze e canoni di locazione per immobili;
  • prestazioni di garanzie assicurative funzionali all’attività finanziata;
  • salari e stipendi

 

Quanto viene finanziato

Il finanziamento richiesto può variare da 5mila a 50mila euro. Si configurano difatti tre tipologie di prestito: il microcredito (tra 5mila e 25mila euro), il microcredito esteso (tra 25mila e 35mila euro) e i piccoli prestiti (tra 35mila e 50mila euro).

I finanziamenti concessi sono a tasso zero, coprono il 100% delle spese ammissibili, a fronte di nessuna garanzia personale da parte del richiedente.

La restituzione del prestito deve essere effettuata in 7 anni.

Per maggiori informazioni maria.viscuso@centocinquanta.it

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